Sample Plan Comparison

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Plan Name Blue Choice One Plan 80 Select 80 Humana
  Blue Cross UnitedHealthCare Aetna Humana
On the Job Coverage ? Yes Yes Yes
Doctor Visits Single M.D. - $20
Specialist - Deductible		 Deductible first then
100% covered		 $10 M.D. - $25
Specialist - $45
Emergency Room Visits Deductible first
then 100% covered		 Deductible first
then 100% covered		 First $500 covered
then Deductible		 Deductible
Prescription Medications Deductible first,
then 80% generic,
60% brand covered		 Deductible first,
then 100% covered		 Deductible first,
then 100% covered		 $500 Deductible first,
then 10-50 co-pay
25% of cost
Deductible (tests,
outpatient, hospitalization)		 $1000 $1000 $1000 $1000
Co-insurance (amount
owed after deductible)		 $3000 (80/20 of
next $15,000)
after deductible		 $0 $0 $2000 80/20 of
the next $10,000
Total Possible 'out of
pocket' per year		 $4000 +
40% of R/x +
M.D. co-pay(s)		 $1000 $1000 +
M.D. co-pay(s)		 $3000 plus
co-pay(s)
Price per Month

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